I spend way too much time putting in the same monthly payments (mostly auto-drafts from my checking account like my car payments, insurance, home security, etc.) and it would really be nice to schedule those as recurring payments. It would also be great if I could choose when they show up in the pending register!

The application is slow, particularly when loading in and refreshing account information. Can you please enhance the performance of the system.

I want to be able to have bill reminders back in the application that will allow me to schedule my bills so that I know when they are due.

Offer graphical reports, e.g. pie chart or bar chart etc.

There have always been a lot of people confused over how credit card transactions work. Many of us get confused and our balances get messed up. Please make this easier.

I would find it a lot more useful if my spending plan could be set up to be biweekly instead of monthly. My wife and I get paid biweekly and, as such, the month-by-month budgeting tools are not very useful to us.

I would like to see some kind of notification service, whereby some notification, or "alert" is sent, by Email or SMS, when any of the following are set up by the user:

-- actual spending exceeds planned spending in some envelope
-- the balance in a checking or savings "source" account drops below some amount
-- the balance in a credit card "source" account exceeds some amount
-- the "due date" for payment of a bill approaches

Could you add a calendar for reference on the home page, or as a button? That would make it much easier to assess income and bill paying.

Every "great" web application does it. Open up access to data to developers and watch your community grow by leaps and bounds. Many of the requests seen here on this site could be solved by user applications (like an iphone app, data exporting, better web interface, better reporting with graphs) and would let your developers focus on core application fixes and improvements.

A report showing the progress of "net worth" over a period defined by the user. It would be awesome if it were a snazzy graph or chart that shows your net worth for any given month and how much your money has increased or decreased over time.

Develop iPad Friendly version of the site.

There are envelopes that shouldn't be funded any more money once they reach a goal amount. If that amount is reached then automatic funding should stop and the money should remain in the income cash pool or be prompted for where to spend the "extra". The envelope should be noted somehow that it is a "goal reached" envelope - turn it green or something.

Android is the top-growing smart-phone in the US... take a look at the PayPal android app, which is very well done ... would be nice to see a mvelopes app at that same level of quality.

My bank takes a long time in some cases to move Pending transactions into cleared transactions. It would really save time and help stay up to date if those transactions were downloaded the Pending transaction area.

It would be nice if you could add more detailed information about each envelope. This would be useful in calculating individual information that make up the entire amount in the envelope.

It would be wonderful to be able perform wildcard searches not only for the "Payee" but for all fields.

It would be nice to be able to associate an envelope with the account that should hold those funds. Say you want your vacation envelope in savings and you just purchased plane tickets with you credit card, when you assign that transaction to the Vacation envelope something in Mvelopes should suggest transfering $xxx from Savings to the account associated with the Money For credit card envelope (probably checking).

Any time you spend money in one account and assign it to an envelope associated with a different account it would be added to the suggested Transfer list.